Worked at a US MNC in India? You May Have Unclaimed ESPP/RSUs

Thousands who worked at US multinationals in India enrolled in the parent's ESPP or RSU plan, then lost track after switching jobs or the unit being sold. The shares usually still exist.

ESPP / RSU recovery — India-specific

The short version

A dormant account is either still at the broker (Fidelity, Morgan Stanley/Shareworks, Schwab, Computershare) or escheated to a US state — claimable with no deadline.

India-specific points

• Delaware first. Foreign-address accounts usually escheat to the company's state of incorporation (often Delaware), which you must search on its own site, not just missingmoney.com.
• Acquired company? Shares convert; trace on SEC EDGAR.
• Name order. Indian name conventions vs the US registration are a common blocker — keep proof you're the same person.
• Tax both sides. US dividend withholding can be reduced via the India–US treaty (W-8BEN). On the India side, capital gains plus Schedule FA foreign-asset reporting apply. Use a CA who handles foreign assets before cashing out.

Free to search: missingmoney.com, unclaimed.org, and Delaware's own site.

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General information, not legal or tax advice. You can claim it yourself, for free.
I help former employees of US companies recover dormant stock accounts — wherever you now live. Free initial trace; recovered funds go directly to your own account. Contact: ciuga7134@gmail.com