12 Questions About Dormant US Stock, Answered

The recovery FAQ

1. It's been 15+ years — is it too late?

No. Escheated assets have no claim deadline.

2. The company was acquired — is the stock gone?

No, it converted to the acquirer's stock or cash. Trace on SEC EDGAR.

3. I lost my login and the old email.

Fine — identity is re-verified through documents, not the login.

4. I only have one old statement.

Often enough. Company name alone can reverse-engineer the rest.

5. Where do I search for free?

missingmoney.com, unclaimed.org, and the state's own site — especially Delaware.

6. I searched and found nothing.

Try every name variant, and check Delaware separately; foreign-address accounts escheat there.

7. Do I need a US SSN?

Not necessarily; foreign claimants verify with passport and records.

8. What's a Medallion guarantee?

A US-bank stamp sometimes required; an apostille may substitute.

9. My name is spelled differently now.

Provide documents proving you're the same person.

10. Will I be taxed?

US dividend withholding (treaty can cut to 15%) plus your home rules. Use a cross-border advisor.

11. Should I pay a finder?

You can do it free; if you use help, funds must go to YOUR account.

12. How long does it take?

Weeks to a few months, depending on the state and documents.

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General information, not legal or tax advice. You can claim it yourself, for free.
I help former employees of US companies recover dormant stock accounts — wherever you now live. Free initial trace; recovered funds go directly to your own account. Contact: ciuga7134@gmail.com